Terms of Service
Effective Date: April 2026
These Terms of Service ("Terms") govern your use of Phoenix Stock Model, operated by Michael David Grant.
1. Acceptance of Terms
By using this website, you agree to these Terms. If you do not agree, do not use the service.
2. Description of Service
Phoenix Stock Model provides:
- Machine learning-based stock rankings
- Personalized outputs based on user input
- Subscription-based access to data and tools
3. No Financial Advice
IMPORTANT DISCLAIMER:
Phoenix Stock Model is not a financial advisor.
All information provided is:
- For informational and educational purposes only
- Not investment advice
- Not a recommendation to buy or sell any securities
You are solely responsible for your investment decisions.
4. Accounts
To use the service, you must:
- Provide accurate information
- Maintain account security
- Be at least 18 years old
You are responsible for all activity under your account.
5. Payments & Subscriptions
- Service is billed at $5 per month
- Payments are processed through Stripe
- Subscriptions renew automatically unless canceled
6. Refund Policy
All payments are non-refundable.
7. Cancellation
You may cancel your subscription at any time. Access will continue until the end of the billing period.
8. Limitation of Liability
To the fullest extent permitted by law:
Phoenix Stock Model and Michael David Grant shall not be liable for:
- Financial losses
- Investment decisions
- Errors or inaccuracies in data
- Service interruptions
9. Service Availability
We do not guarantee uninterrupted or error-free service.
10. Modifications
We may update or modify the service or these Terms at any time.
11. Termination
We reserve the right to suspend or terminate accounts that violate these Terms.
12. Governing Law
These Terms are governed by the laws of the State of North Carolina, USA.